You love being who you are. Unfortunately, many criminals do too. With identity theft, people gain access to your secured personal information. Then they use the information to buy cars, homes or break laws. Criminals are becoming savvier everyday with the advent of the latest technologies or just being sneaky. In fact, it seems like as soon as one type of identity scam is discovered, there is another way these scammers are trying to steal your identity. So, it’s important to know what types of identity thefts out there to protect yourself.
Keep your social security number private. Honestly, it is the most important aspect of your financial records. For instance, you use your social security number to track your credit history, gain employment, or open a bank account. With your social security number, people can do the same thing and worse. Utilities, bank accounts, buy property like cell phones are all some examples of what your number can buy. However, you are stuck with the bill on your credit when these bills are unpaid.
It’s possible to apply for another social security number. Sadly, this may not resolve the problem or create a new credit history for you. Credit bureaus could combine both your new and old numbers on your report which won’t solve the problem of your identity being stolen.
Shoulder surfing is not the latest dance, but it is another way to steal your identity. It occurs in public places such as ATMs, while you’re using your credit card or giving any records over the phone. Criminals also look through your trash, called dumpster diving, to find bank statements, pre-approval offers, or any papers with your name, address or telephone numbers. So be aware of who is listening or watching you and what you throw away.
Be suspicious of emails you receive. Yes, the Internet is a great way to get the knowledge you need, but it’s also a great way for others to steal. They can send you unsolicited or spam emails or emails resembling ones from your bank to obtain passwords and other private details. Once these criminals have access they can take your money as well as commit fraud.
Although you can protect your identity on your own, you have another option. Identity protection services can do the work for you. These services are offered via financial institutions or independent providers for a fee.
Tags: gain employment, shoulder surfing, social security number